Molao bank

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At Molao bank (KWG) ke molao oa Jeremane oo morero oa oona ke melao ea 'maraka le taolo ea' maraka ea tsamaiso ea mokitlane.

The Jeremane Banking Molao e sebetsa ho diinstitusene tsa litšebeletso tsa lichelete le mekhatlo mokitlane (bona. § a 1 le para. 1 1 S., le para. 1a S.1, le para. 1b).

Morero o ka sehloohong oa setsi sa mokitlane ke:

- ho sireletsa le ho sireletsa matla a sebetsang a moruo oa mokitlane
- ts'ireletso ea mekhatlo ea mokitlane ea likoloto khahlanong le tahlehelo ea lichelete

Ka ho khetheha, e bontša ka ho § 6 KWG hore mesebetsi ea BaFin o laola (BaFin). BaFin e ka hona ho latela § a 6 le para. 1 bakeng sa seo ho thoeng ke tlhokomelo ya setheo e, ke hore ho sebelisa tataiso ea litšebeletso ho tsa lichelete le mekhatlo mokitlane 'me e mong ka ho le foreimi e, le ka kakaretso bo soabisang boemo tlhokomelo ka Finanzleistungs- le mokitlane le tshebetso e nepahetseng ea ditransekshene banka kapa ditshebeletso tsa lichelete ho mme ka tsela eo e thibela ho hlaheloa ke likotsi tse kholo bakeng sa moruo oohle.
Leha ho le joalo, mofuta ona wa tlhokomelo e etsoa ha feela ho sireletsa mosebedisi mong kapa kolotang, empa o sebeletsa ho sireletsa kolotwang bohle ka generality bona le ho ba le kholiseho ea sechaba ka tshebetsong ya ditshebeletso tsa ditjhelete le mekhatlo mokitlane. Molao oa Banka o ile oa amoheloa e le mokhoa oa ho sebetsana le mathata a banka a 1934 Jeremane 'me a qala ho sebetsa selemo se seng hamorao ka mokhoa oa pele.

Molao oa Banka le litaelo tse tlatsetsang li beha lithibelo tse thibelang mekhatlo ea mokitlane, e fokotsang monyetla oa hore mabenkele a kotsing e itseng. Melao ena e ka aroloa ka lebaka la mofuta o fokolang oa kotsi:

Bothata bo sa feleng:
- § 10 KWG; Ho bua ka likotsi tsa molekane oa molekane ea nang le chelete ea hae (Solvency Regulation)
- §§ 13, 14 KWG; Likoloto tse khōlō le likoloto tsa lidolara tse limilione

Kotsi ea 'maraka:
- § 10 KWG; Mathata a theko ea theko ea 'maraka a nang le li-Fund (Solvency Regulation)

Tsa kontane kotsi:
- § 11 KWG (e boletsoeng ke Molao oa Liquidity)

Bothata ba ts'ebetso:
- § 10 KWG; Likotsi tsa ts'ebetso ka chelete (Solvency Regulation)
- § 13 para. 2 KWG; kgahlamelo ya maqhubu a kgolo
-§§ 15, 17 KWG; mokitlane lekala
-§ 18 KWG; Ho hlahlojoa maemo a moruo
-§ 25a KWG; boikarabelo ba mokhatlo (ho loantša lichelete, §§ 25b ho 25i KWG)
-MaRisk e le ho finyella ha § § 25a KWG
-§ 32 para. 1 KWG; tumello

Information kotsi:
- § 23 KWG; papatso ea thibelo
- §23 ho KWG; tiisetso depositi
-§§ 39, 40 KWG; Liqeto tsa Sparkasse, Bank, Bankier, Volksbank

melao

Molao oa Banking o fana ka motheo oa molao oo Bundesbank le BaFin ba ka o fumanang tlhahisoleseding e tsoang libaneng 'me ba na le tšusumetso e tobileng ho mekhatlo ea mokitlane.
Tlas'a Molao oa Liability, boikarabello ba litlaleho tsa mekhatlo e hlophisitsoeng bo nkiloe:

Boikarabelo ba kakaretso ba ho fana ka tlhahisoleseling
- § 44 KWG
Boitsebiso le litlaleho tsa mekhatlo: Libanka li na le boikarabelo bo akaretsang ba ho fana ka boitsebiso litabeng tsohle tsa khoebo, esita le ntle le ketsahalo e khethehileng.

Boitsebiso bo mabapi le solvency
- § 10 KWG tumellanong le Molao oa Solvency: Litemana tsena li amana le ho aroloa ha chelete ea lichelete tsa mekhatlo eohle ea likoloto. Khoutu ea khoeli le khoeli e thehiloe. Hape hoa hlokahala ho hlahloba le ho amohela mehlala ea banka.

Tlhahisoleseding mabapi le phaello

§ 11 KWG ka molao oa tsamaiso ea lichelete: maemo a maruo a mekhatlo ea mokitlane e emeloa ke ho hlophisoa ha palo ea khoeli le khoeli.

exposures kgolo

- §§ 13, 13a, 13b KWG: Ho alima chelete e kholo: Lichelete li lokela ho tlaleha likoloto tsa tsona tse kholo ka kotara. Nako ea ho tlaleha sefate se seholo sa mokitlane e ka fetisoa feela ka tumello ea BaFin. Chelete e feta tefo e kholo ea mokitlane e tlameha ho itšetlehile ka chelete e eketsehileng ea eona. Melao e meng e mengata ea ho alima chelete e kholo e laoloa ho Gross- und Millionenkreditverordnung (GroMiKV).

Litlaleho tsa khoeli le selemo le selemo

- § 25 KWG: Lipalo-palo tsa litekanyetso tsa khoeli (khoeli le khoeli) ho Deutsche Bundesbank li lokela ho sebelisoa ke BaFin.

- § 26 KWG: Tlhaloso ea liphatlalatso tsa lichelete, litlaleho tsa litlaleho le litlaleho tsa tsamaiso

Likopano tse amanang:

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